Managing Uber & Lyft Claims in Florida
In today’s technologically advanced era, the convenience of accessing services through smartphones is a norm for millions of Americans. Rideshare companies like Uber and Lyft have revolutionized transportation across the U.S. and beyond. Despite their benefits, an increase in rideshare app usage has led to more rideshare-related accidents. If you or a loved one has suffered injuries, the reliable legal staff at Karla Lopez Fernandez in Miami is ready to assist. Navigating a car accident’s complexities is challenging, particularly with rideshare companies involved. With a record of recovering millions for clients, our experienced staff knows how to handle your personal injury case effectively.
Common Rideshare Accident Injuries
MIT Technology Review reports that rideshare services have contributed to an increase in car crash fatalities in the U.S. Since 2011, a 2 to 3 percent rise in traffic deaths is associated with these services.
Injuries in rideshare accidents can range from spinal cord and traumatic brain injuries to broken bones and whiplash. It’s vital to seek medical attention after any car accident, as minor symptoms can worsen without treatment.
Uber & Lyft Insurance Coverage in Florida
Uber and Lyft mandate safety criteria for drivers, including age, license, and insurance requirements. Nevertheless, accidents occur. They offer $1 million in insurance coverage for drivers active on the app, but as independent contractors, drivers have different protections than employees. Personal insurance is relied upon if the driver is not logged in at the time of the accident.
To address these situations, both Uber and Lyft carry $1 million in insurance coverage for their drivers when actively logged into the app and waiting for a request, en route to pick up a passenger, or transporting a passenger. However, since rideshare drivers are classified as independent contractors, they lack the same protections as employees. If the driver is not logged into the app at the time of the accident, they must rely on their personal insurance policy.
Florida’s insurance requirements for rideshare services are outlined as follows:
For drivers logged into the app but not carrying passengers:
- $25,000 in property damages
- $50,000 in death and bodily injury per person
- $100,000 in bodily injury per accident
- PIP and UIM coverage (required by Florida law)
For drivers carrying passengers:
- $1 million liability coverage for bodily injury, property damage, and death
- PIP and UIM coverage (required by Florida law)
What to Do If You’re a Driver
As an Uber or Lyft driver involved in an accident, the recovery process can be daunting. Our staff is adept at guiding you through understanding the damages you might recover. Compensation for personal injury and property damage may be sought if you were active on the app during the accident.
Common Causes of Ridesharing Accidents
While rideshare accidents may share commonalities with regular car accidents, there are additional risks associated with rideshare vehicles:
- Driver distraction: Rideshare drivers often use their phones for pick-ups and navigation, increasing the likelihood of distracted driving accidents.
- Drowsy driving: Rideshare drivers working long hours, especially late at night, may experience increased drowsy driving, leading to accidents.
- Speeding: Drivers rushing to get to their next passenger may speed or disobey traffic rules to maximize their rides.
- Inexperience or lack of familiarity with the area: Younger rideshare drivers with less driving experience may make mistakes, especially in unfamiliar areas.
- Violence: Background checks on rideshare drivers may not catch everyone with violent tendencies, posing a risk of attacks on passengers.
Who Is Liable in an Uber or Lyft Accident?
Liability in rideshare accidents typically falls on the driver responsible for the accident. Compensation may be sought through their insurance or the rideshare company’s supplemental insurance.
Our legal professionals are skilled in determining liability and establishing negligence in rideshare accident claims.
How Our Rideshare Accident Lawyers in Miami Can Help
Rideshare accident claims require thorough evidence collection. Our attorneys are proficient in obtaining necessary documents like phone records, medical reports, and police records to build a strong claim. With over 200 years of collective legal experience, our staff handles the complexities of your claim, allowing you to focus on recovery.